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In Maryland, when a mandatory bank holiday differs from the corresponding federal holiday, a banking institution shall be closed on one holiday and may be closed on both. When there is no corresponding federal holiday for one of the following mandatory bank holidays, a banking institution may open or close on that day (Code Financial Institutions Article, sec. 5-705).

When a legal holiday differs from the corresponding federal holiday, a banking institution may be closed on both holidays.


January 1 (Thursday) New Year's Day
January 19 (Monday) Dr. Martin Luther King, Jr., Birthday* (observed)
February 16 (third Monday) Presidents' Day
April 10 Good Friday
May 25 (Monday) Memorial Day*
July 3 (Friday) Independence Day
September 3 (first Monday) Labor Day
October 12 (Monday) Columbus Day*
November 11 (Wednesday) Veterans' Day
November 26 (fourth Thursday) Thanksgiving Day
December 25 (Friday) Christmas Day*

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 Maryland Manual On-Line, 2009

July 1, 2009   
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